Thursday, February 16, 2012

Personal Finance Daily: Do you need to hire a tax pro? ? Clearing ...

By MarketWatch

Don?t miss these top stories:

Are you a do-it-yourselfer or do you hire a professional preparer for your taxes? There are many potential pitfalls lurking in the increasingly complex tax code ? mistakes that a pro is likely to avoid.

As Eva Rosenberg describes in TaxWatch, a tax adviser also can help long after tax season is over to make sure you don?t make decisions that?ll end up being costly when the tax bill comes due. Read her story for some startling real-life examples of mistakes taxpayers have made.

Plus, read about the prospects for $5-a-gallon gas this summer, and find out how to be a smart investor in a stock market that?s dominated by one tech company.

I still do my taxes myself using online tax-preparation software. Basically, I?m just stubborn about doing some things myself.

?
Andrea Coombes
, Personal Finance editor

The pros and cons of hiring a tax pro

This year, the online-filing buzz is about free or nearly free advice. All the major tax-processing firms are offering discussion forums, free calls or tax advice for under $25. Essentially, we don?t need no stinkin? tax professional. Or do we?

Read more: The pros and cons of hiring a tax pro.

Experts talk down $5 gasoline this summer

One trader says war with Iran could spark prices at the pump, but the market?s also concerned with questions of supply, demand and seasonality.

Read more: Experts talk down $5 gasoline this summer.

Source: http://www.clearingandsettlement.com/2012/02/personal-finance-daily-do-you-need-to-hire-a-tax-pro/

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Wednesday, February 15, 2012

Conferencing Web ? audio video collaboration solutions ? Blog ...


Unified Communications Provider SimpleSignal Launches Online Data Backup Storage Solution

Dana Point, CA (PRWEB) January 18, 2012

SimpleSignal, Inc., the leading cloud-based Unified Communications and Collaboration provider for small and mid-sized businesses, today announced the launch of its managed online data backup and storage service, adding to the growing suite of cloud-based unified communications services.

SimpleSignal Backup was a natural addition to our cloud offering as we have become trusted suppliers to tens of thousands of users of mission critical hosted services such as hosted PBX, HD audio and video conferencing and call recording,? said Dave Gilbert, CEO of SimpleSignal. ?Because of our growing knowledge and experience with helping companies implement disaster recovery programs within their communications technologies, it became evident there was a need for an easy to set up and use, cloud-based data backup solution.?

SimpleSignal Backup provides secure, dependable online data backup and storage. Client data is stored in encrypted form using 256 bit AES encryption at two, Tier-4, SAS70 Type 2 certified, online data backup centers, located hundreds of miles apart from each other. (256-AES was approved by the United States National Security Agency (NSA) for use in encrypting the U.S. government?s documents classified ?TOP SECRET?). Each data center has 24/7 monitoring and advanced security measures such as biometric controlled access as well as backup generators and redundant connections to the Internet.

?There are some major distinctions between our enterprise level backup service and the typical stand alone consumer backup products on the market,? said Michael Sterl, VP, SimpleSignal. ?Their solutions are completely self-managed, while ours is a comprehensive service. Managed online data backup as a serve intend we help implement, set up, and constantly monitor a client?s systems to make sure data is protected at all times. In the event of a disaster SimpleSignal Backup would have data restored within a matter of hours. With a consumer product, clients have to restore all the data on their possess which can take days, weeks or months. Plus we can add contingency services like local backup to an installation, which no consumer product provides.?

Some key features contain:

Automatic ? Backups begin automatically according to an user definable schedule. Off-Site ? All backups are sent to servers in secure off-site locations. Custom Schedules ? Backups tin be scheduled to run as often as clients wish. Scalable ? No expense for new hardware when storage needs grow. Unlimited Backup Sets ? Create multiple backup sets each with their possessing schedule and retention setting. Restore Files 24/7 ? Recover a single file or entire system whenever needed. Centralized Control ? Manage multiple SimpleSignal Backup installations from one computer on the client?s network. Large File Support ? Backup files of any size including multi-gigabyte files. Works in the Background ? Seamlessly backup files while they are open and in use. Bandwidth Efficient ? Only the blocks of data that have changed need to be uploaded to the SimpleSignal Backup servers.

For more information about SimpleSignal Backup, go to http://www.simplesignal.com/backup.php

About SimpleSignal
SimpleSignal is a hosted PBX and cloud-based Unified Communications service provider, delivering IP phone applications and cloud-based services to tens of thousands of satisfied business users throughout the US and Canada, with a growing list of multi-office clients in many International locations. In addition to its flagship cloud-based PBX phone offering, SimpleSignal provides a growing suite of unified communications solutions including mobile integration, integrated voice-powered applications and cloud services like backup and storage, audio and video conferencing, call recording, and desktop collaboration tools. SimpleSignal has created some of the most innovative and advanced voice ?mashups? in the communications industry, leveraging voice technology for Facebook, LinkedIn, and Salesforce.com, among others. SimpleSignal has offices in Denver, CO, and Dana Point, CA. Find us on the web at http://www.simplesignal.com. For sales, call 866-434-4404. Read our blog: http://www.simplesignal.com/blog/.

Media Contact: Donna Sudderth, donna(at)simplesignal(dot)com, 949.777.5150

# # #

Vocus?Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Source: http://conferencingweb.org/web-conferencing-3/unified-communications-provider-simplesignal-launches-online-data-backup-storage-solution/

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Almost any auto repair shop, | bm-photography.com

[unable to retrieve full-text content]Almost any auto repair shop, signification shop, or possibly a repair service has a lot of different types of apparatus in them. This sort of apparatus ranges through substantial automotive lifting to very small tools which can be ...

Source: http://www.bm-photography.com/?p=2387

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Monday, February 13, 2012

Am I Dying to Dance, Or Am I Dancing Because I'm Dying ...

There were reminders everywhere last week, things telling me that one day I?d be gone from this world, something thought of fondly in memory like the 8-track or the Lite Brite.? First off, I was sick.? My body felt weak and I couldn?t eat.? Secondly, probably because I was sick, cigarettes were making me cough a lot, and that reminded me that smoking is bad.? Thirdly, I was depressed.? There is no greater reminder of death than depression; sometimes I?ll think about the CDs in my collection and the girls I?ve dated and I?ll be dumbfounded, slowly grasping the idea that I have terrible taste.? Similarly, when I?m sick, smoking, and depressed, it suddenly dawns on me that I might not live forever.

Plus I have bad circulation and cold weather makes my feet go numb. ?A few months ago I was having coffee with a friend, in the smoking section.? The windows were all open for ventilation, making the smoking section so cold they could?ve filmed the sequel to March of the Penguins there. ?In a flash, I couldn?t feel my feet.? The sensation of it, of having no feet or maybe that my body had cut my feet off like a bartender cutting off a drunk at last call (?Listen, feet, I think you?ve had enough blood?I?m going to have to stop serving you tonight?), made me terribly lightheaded and I started freaking out.? I felt faint.? I told my friend I had to get out of there, go home, and in a crazy haste I fled to the subway.

?You?re not dying,? I sternly told myself.? ?Stop it.?

Part of my brain wasn?t listening.? I knew exactly why.? I?d thought I was dying before.? It was Professor Ruby and her lecture.? How she said the feet and the hands get cold.? I hopped up and down on the subway, not caring if people stared at me.

I saw my reflection in the subway mirror.? All the memories were there, in a jumble.? Professor Ruby, the ambulance, the freak outs, and, of course, my dance moves in the bathroom.

*

In order to get my Bachelor?s Degree, I had to take two gym classes.? I was 20 years old, young and sprite and healthy enough and moving towards being a college graduate.? The new semester was about to begin and the woman in the counseling office was making my schedule.

?You need a gym credit,? she said.

?I took golf last year,? I told her.? ?That was pretty good.? Is there anything else easy like that?? Maybe yoga or something??? What can I say?? I was a skinny, chain-smoking artsy nerd with a pony tail.? The last thing I wanted was to take basketball with a bunch of jocks.? It wasn?t my idea of a good time.? It would make me as miserable as the frat boys who somehow got signed up for poetry electives and looked, every class, like they were in the fourth quarter of a game they were losing badly.

?Um, sorry,? the counselor said.? ?Yoga is filled.?

?Frisbee golf?? I heard there?s Frisbee golf.?

?There?s Ultimate Frisbee.? Is that what you mean??

?Hmm, that involves a lot of running.? What else do you have??

?Well, the basics, really.? Soccer.? Basketball.? Football.? Running.?

?Running!? Football!? Oh God no!?

She could probably sense the dread in my voice and so, with a sigh, she pitched me an alternative suggestion.? ?You can take Death and Dying.? It counts as a gym credit.?

?Sign me up.?

In summary, at my school, you could either take an active sport or, for those not so physically inclined, you could choose to take Death.? And I, happily, chose Death.

If the Grim Reaper ever approaches me with similar options, I?m going with football.

To no surprise, Death and Dying turned out to be taught by a new-aged loony named Professor Ruby who had big glasses and a pet wolf.? Yes, a pet wolf.? She?d come into class frazzled and say, ?I couldn?t get any sleep?Eli was howling all night.?? I?d nod and think, ?Well, you do have a wild animal living in your house.? Maybe Eli the wolf is getting a little stir crazy.?? The structure of the class was simple: we would learn about the process of death itself and about how we, as humans, deal with it.? We had to read books on grief by Elizabeth Kubler Ross and we?d be taking a variety of field trips.? And we would be forming a support group for each other, should anyone in the class suffer a loss, or should Professor Ruby be eaten by her pet wolf.

There were about twenty students and we all dove right in.? Professor Ruby talked about her mother?s death and encouraged us to openly share our own experiences.? Many students did, telling the class about friends or family who had gone, and it was then that I realized what a stranger I was to death.? My whole family was alive (with the exception of my grandfather who died when I was really little) and I?d never lost any friends.? I felt almost embarrassed by it, like a poser or something, sitting there all na?ve in a classroom full of people who had authentic Bridge to Terabithia experiences.? Why hadn?t anyone in my life died?? What was God waiting for? ?Didn?t he know I needed material for class discussion?

After a few weeks, I started getting massively bummed out. ?The class ?wasn?t a fun and easy cake walk like I?d thought it would be.? We were given the exasperating assignment of writing our own eulogies and I really struggled with mine.? It made me think about my life. ?If I died that day, what good would anyone have to say about me?? My roommates noticed how melancholy I was getting.

?What are you doing man?? they?d ask.? ?You?re just sitting here in the living room?did the TV break??

?No, I?m thinking about my funeral.?

And then they would leave immediately.? In the following months, things got worse.? Professor Ruby was brutal, merciless.? We went on field trips to a hospice and a morgue.? We talked to people who were dying.? She showed us a videotape of a sick child passing away.? I was devastated by it.? Eerily, almost every student in the class had someone they knew die that semester.? More people cried in Death and Dying than they do at the Grammy?s.? It seemed like every class we were getting up and doing a group hug for so-and-so, because her grandmother just passed.? ?This is a place where we openly share our thoughts on death,? Professor Ruby said.? ?There is no judgment?only support.?

I wasn?t sharing my thoughts.? Why hadn?t anyone close to me died?? I thought I knew the answer.? It was because, I thought, I was the one marked, the person chosen.? I could feel it.? I thought of the dying child in the video ? there weren?t any other members of his family struggling through something like that.? No, they all sat around him healthy as could be.? Maybe my whole life I was the sick child and I didn?t even know it.

That?s when the freak-outs began.? I?d smoke pot and totally lose it, convinced that my time had come.? On one occasion, I took the ice cube tray from the freezer and started sucking on ice cubes.? I thought that the ice cubes were the only thing keeping me alive and when the tray ran out I?d be dead.? On another horrible occasion, I got a nose bleed and called 911.? ?I?m dying!? I shouted into the phone.? ?Send an ambulance!? Hurry!?? They sent three.? By the time they got there, my nose bleed was gone and the paramedics kindly told me that I was okay.? It was humiliating and I felt like a crazy person.? I wondered what would make me call the ambulance next time ? bad gas?? Maybe halitosis?

I started filling a flask with vodka and taking it to school with me.? I?d sit outside on a bench by myself, drinking.? Once in awhile someone would come up to me and go, ?Hey party animal!? Starting the weekend early!?!?

?Nah, it?s just the only way I can deal with class.?

For all of my freak-outs, none of them had happened in the class itself.? Somehow I was always able to maintain composure through it and then break down afterwards.? That changed the day Professor Ruby gave the lecture on the signs of death our bodies show when we?re dying.? It was a long lecture, and I squirmed in my chair listening to it.

?First the hands go cold.?

?My hands are cold,? I thought.? ?Oh my God, they?re freezing.?

?The feet get cold next.?

?My feet are ice cold,? I thought.? ?This is it!? This is it!? Why hadn?t it dawned on me before?? All along?this was the plan.? IT WAS PREDETERMINED FROM DAY ONE THAT I WOULD DIE AN IRONIC DEATH IN DEATH AND DYING CLASS!?

I got up and rushed out of class.? I was hysterical.? My body was covered in sweat and I couldn?t breathe.? For about ten minutes I walked in circles down and around the hallways, and then I darted into the bathroom.? I threw water on my face.? I looked at myself in the mirror.

?I don?t want to die,? I thought mournfully.? ?I won?t let myself die.?

If things weren?t totally bizarre already, they quickly got there.? Looking at myself in the mirror, I raised my arms and, without much logic behind it, slowly began to dance.? First it was my arms, then my hips and legs joined in.

?See!? You?re not gonna die!? You can move!? You can dance!!!?

I was possessed.? I began shuffling my feet and swinging my arms over my head.? The thrill of being alive filled me.

I was so caught up in the rush of movement and vitality that it took me a moment to realize the bathroom door had opened and two students from class were standing there, looking at me. ??Oh!? I shouted, abruptly ending my groovetastic gyrations.? ?Hey!? What?s going on??

?Um,? one of them said.? ?Professor Ruby was worried about how you left class like that?she told us to go check to see if you were okay.?

I giggled nervously.? ?Yeah?I?m good.? Just?you know?I?ll be back soon??

What on earth could they have thought?? ?Yes, Professor,? I imagined them saying.? ?Bill?s fine.? He just had to dance.?

Before the next class I emailed Professor Ruby and told her I had some problems at home and couldn?t come in for awhile.? The semester was almost finished at that point.? Perhaps she could sense that the class was more than I could handle.? I went in for the final class and turned my exam paper in.? I was given a B and that was it.

Death was over.

*

How is it that human beings, despite all of our destructive behavior, can so often block out death?

It?s because, I think, our bodies and minds are so filled with life that it?s impossible to grasp any end to it.? Dancing in the bathroom, or jumping up and down on the subway, or even writing this, I felt strong and present, whirling with force.? Isn?t it like that all the time?? Even the small things we do, talking to each other or eating a grape or walking through the cold to get to work, they?re all complete with energy and being, the gravity of existence.? Isn?t that what keeps us from wandering into whatever other worlds we believe in?? Our movements, our ability to touch one another, the gift of being able to laugh, they all keep us firmly rooted with the wonderful weight of being here.

How can I possibly think of dying when everything inside of me tells me every second that I?m so very much alive?

*

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Video: Conviction, Part 1

Dateline NBC

'Dateline NBC,' the signature broadcast for NBC News in primetime, premiered in 1992. Since then, it has been pioneering a new approach to primetime news programming. The multi-night franchise, supplemented by frequent specials, allows NBC to consistently and comprehensively present the highest-quality reporting, investigative features, breaking news coverage and newsmaker profiles.

Source: http://www.msnbc.msn.com/id/3032600/vp/46359709#46359709

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Sunday, February 12, 2012

Using the development throughout technological innovation, brand ...

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Source: http://www.articleplusx.com/2012/02/using-the-development-throughout-technological-innovation-brand-new-specialized-tools-tend-to-be-brought-to-individuals/

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Browse Articles ? What To Do When Your Baby Won't Wear Clothes!

A lot of time and energy goes into clothing your baby during the first year. From the color debate, to the rapid speed at which most infants outgrow their clothing, new parents have their plates full with keeping their babies clean, comfortable and clothed. So what do you do when all of a sudden, the baby doesn?t want to wear any clothes at all? How do you deal with the exhibitionist stage of your toddler?

At about fourteen months, your baby will most likely want to romp around in the buff. This is completely normal, and in fact could help a little bit with potty training. Obviously, however, it can be a bit troublesome when trying to introduce social norms, and of course when having company without children over for coffee or lunch. So how does a new parent deal with a naked toddler?

The best thing to do is not discourage this behavior entirely. Set limits about where and when your toddler can be naked and enforce them. It is tedious, but repeatedly re-dressing your toddler may be the best way to get the message across. Keep an especially close eye on your toddler in public. Not just because of the obvious, but because you don?t want to lose expensive items like shoes or jackets.

Setting a ?naked time? where your child is free to roam around the house for an hour or so a day is a good way to set limits on acceptable behavior. Make sure this time is a time when you can be around to monitor them very closely and make sure that they don?t hurt their more exposed areas. Also, it?s probably best if naked time is a time when your home doesn?t see a lot of traffic. Your toddler may be comfortable with their naked time, but friends and neighbors may not be.

Use your child?s newfound freedom to encourage them to choose their own clothing. Let your toddler dress him or herself a couple of times a week as a special treat. Soon they might like to get dressed as much as they enjoy disrobing. Make getting dressed fun, and stress the importance of where and when it is okay to take off your clothes. This way your child begins to understand the important role that clothing plays in the day-to-day life of grown ups.

The most important thing to remember is not to let your discipline about clothing become about your child?s body. It is easy to make your child feel ashamed of their naked body, even if it is not intended. This kind of discomfort can go a long way in determining how your child feels about their body in the long term, right up into adulthood. Making play dates for right before or after naked time can be a good way to demonstrate for your child the difference between private time and public time, and let them begin making their own boundaries in their mind. This time in their life is a lot about exploration. So even though you?ve been there, it?s important to let them figure out some stuff on their own.

Want to find out more about Baby Care Information, then visit John Nightman?s site on Baby Care Tips for your needs.

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